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Over-insurance insurance

Insure yourself against being over-insured
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With all the various types of insurance available today (including insurance insurance and insurance insurance insurance) there is a real risk of being over-insured -- helped in part by over-zealous brokers and sales people bringing new products to market.

Like any other risk, the risk of being over-insured can be covered. Your insurance company may choose to seek damages from your over-insurer (it is illegal in some cases, or at least ill-advised, to cover the same form of insurance for one individual from different products). Or they may simply do the math to work out just how over-insured the average person is likely to be risking, and cover that risk.

not_only_but_also, Jul 27 2011

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       There was a pause, and he could practically read what she would say the next minute off the silence. "Do you also sell, over-insurance insurance?"   

       It was then he knew she wanted to murder her husband. First the car insurance, the life insurance, now this. It was as textbook as a university student, and he wasn't having any of it.
Chickenbreadthe1st, Jul 28 2011
  

       You could give some consumer reports highly rated overinsurance specialist power of attorney to reconsolidate your insurance, consolidating policies.
beanangel, Jan 10 2018
  
      
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