Half a croissant, on a plate, with a sign in front of it saying '50c'
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Personalised Bank

Bank that allows you to design your own credit card and provides an API for internet banking.
  (+6, -1)
(+6, -1)
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So maybe this is two ideas in one, but:

Imagine that your bank allowed you to redesign your credit card with any pictures you wanted (keeping the numbers and logos I guess). If we can have business cards, why not personalised smart cards?

Secondly, it might be nice to be alerted every time your credit card is charged, or your account balance dips below a threshold you set. Maybe an API isn't enough for this - maybe you need hooks or triggers available that can email you (or IM you, or send an SMS, or whatever) if a given condition is met (where this condition is checked for every transaction). Even just a weekly email report (instead of, or as well as, a monthly snail mail report) could be handy. Banks could provide standard mods, or customers could upload their own to a common forum ...

(First idea, please be gentle.)

bellorie, May 23 2006

Halfbakery: Your choice of photo... (2003) Your_20choice_20of_...our_20credit_20card
... on your credit card. [jutta, May 23 2006]

[link]






       an API for your bank ? that's a far out idea with loads of security implications ! (+) Nice work, and welcome.
neilp, May 23 2006
  

       The photo-card has been done (both in reality and on the halfbakery), but I'd totally sign up for the API.
jutta, May 23 2006
  

       Sorry about that - looked under "Banking" but not "Credit Card" :/   

       neilp - there's a few minor details to resolve :) The hope is that the net effect would be increase security ...
bellorie, May 24 2006
  
      
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