Half a croissant, on a plate, with a sign in front of it saying '50c'
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Alternate to Insurance

My Maserati does 185!!
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(+2, -4)
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I feel that there should be an option, where people could sign a waiver, therefor relinquishing their rights to hold others responsible and there would be a seperate road system for these select people. The construction work would be funded by said people who chose to use this alternate to state roads. This money would be your usual insurance premiums. While driving on this road there are no speed limits or any other state laws, IE(DUI, DWI, Reckless driving). Individuals utilizing these roads are using at own risk and have no ability whatsoever to recover damages caused by whole or in part by other parties. Any suggestions or problems?

One last benefit to ponder, would be vehichle inspections and emissions controls. They would also be voided. I know what you are thinking, how do I get to these roads??? Very carefully my friend, very carefully!

rBg, Aug 20 2002


       A seperate private road system? Very baked (some 250 years ago in England). It did not work, party because it is *very* expensive, and partly because there is absolutely no incentive to build two identical roads between A and B next to each other. If you're poor, just wait till the good road can't afford to guard access properly and use it. Want to drive your Maserati fast? Do it on a private race circuit. Or buy a Lynx jet.
namaste, Aug 20 2002

       I believe they call them speedways, Lord knows out of 50 or so hicks one of em must be drunk and they're all driving too fast
gniterobot, Aug 21 2002

       I believe in the US you can have yourself bonded (little to no cost, other than money set aside for bonding purposes in a bank). And then you don't have to pay for insurance.   

       USAA insurance has something like this but for us commoners... after 5-8 years of no claims on your policy, they actually pay you a dividend check from all the money you have sent them. Something like that
andrewkorbel, Aug 21 2002

       In Florida there's a rule that you don't have to have car insurance if you have proof that you're "financually responsible",
KindlyRat, Aug 21 2002

       You can be uninsured, but you still have to _pay_. The badly titled idea is about not having to pay, not about the insurance.
jutta, Aug 21 2002

       voiding the emissions standards would suck. the other stuff only affects others indirectly, ie. increased taxes to cover medical cost of the road. the smoke however causes direct harm to the surroundings. no-one in their right mind would allow their planning department to approve this.
stilgar, Jun 09 2004


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