h a l f b a k e r y
The phrase 'crumpled heap' comes to mind.
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Specifically for people that have been spayed or
Neutered. The Insurance would pay the bearer in the
even there surgery was unssucessful and they
accidentally impregnate or become impregnated.
The insurance would pay out different amounts
depending on if the person chose raise the baby,
support costs+pain and suffering or just a pain and
suffering cost if they decided to toss it.