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In places where exact change is needed for bus fare (if such places exist anymore...I drive a car in a small town), a homeless person could sit at a bus stop with a bowl of change. Bus riders lacking the proper coinage could exchange their paper money for the proper fare, with the understanding that
the addressless entrepreneur would keep a small cut for himself. You could even tip him, if he provides good service by being courteous, not giving you dirty/sticky coins of dubious provenance, and exhibiting rudimentary grooming skills.
People might be more inclined to give him money, as they perceive he is providing a service, and he might find a slightly increased sense of dignity for doing so.
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||er, in the name of helping people to help themselves..... here's a croissant. But don`t sniff the changer. Better still, campain for better starting floats on buses or a quicker credit card system.
||All that idle time in between the buses--and such a pretty pile of money right here in this bowl, right now...
||The vagaries (and vagrants) of life in the big city are against you on this idea, guncrazy.