Half a croissant, on a plate, with a sign in front of it saying '50c'
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Credit Card With Graphic Warnings About Debt

Like when they put pictures of cancerous lungs on cigarette packages.
  [vote for,

This would have to be mandated by law because the credit card companies won't do this themselves.

Slogans like "Debt Is Slavery" or "While You Get Poorer, You're Making The Rich Richer", and graphic representations like a picture of a person in bondage, stooped back carrying a cigar chomping Monopoly man on his back, the top hat wearing bad guy laughing and holding a bag of money up over his head. (The bag of money signified by a dollar sign on the side of course.)

Got the idea by the credit card in my wallet that I try to never use that's called the Chase "Freedom" card.

Credit is necessary sometimes, started my first business with a stack of credit cards, but it can, and does ruin lives. Although government doesn't hold as many solutions to life's problems as the politicians would lead you to believe, the cigarette cancer pictures and this are one area where a harmless little reminder law could be a good thing.

You could have each message punctuated by a skull and crossbones logo where the eyes are money signs and the bones are skull arms holding money bags labeled "CREDIT". Give it a top-hat too that says. "28%".

doctorremulac3, Mar 23 2019

Trump Toilet Brush https://www.newfrog...h=296cdd5559bee0941
Yours for just USD$ 3.99 ! And There Was Much Rejoicing ... [8th of 7, Mar 26 2019]

Stuff like this: https://www.google....st=1553951330164688
[doctorremulac3, Mar 29 2019]


       A picture of Trump would ensure that only total idiots would ever choose to reveal that they were carrying this particular card.
xenzag, Mar 23 2019

       Would you buy an alarm clock shaped like Trump's head that wakes you up with a Trumpism at a preset time? It could be silenced by punching it in the face so you'd start your day by violently attacking a Trump doll immediately upon waking.   

       Wonder if those would sell. Trump-hate is big business. Maybe I'm missing an opportunity here.
doctorremulac3, Mar 23 2019

       Maybe you are.   

       Could there be a corresponding Election Registration Card With Graphic Warnings About Debt ? That would seem highly appropriate ...
8th of 7, Mar 23 2019

       Yes, that's great, but all candidates would have to do is send out stickers to put on the cards that say "...UNLESS YOU WANT FREE STUFF!"
doctorremulac3, Mar 23 2019

       I have a Trump head toilet brush. Marketing products depicting low life scum is big business.
xenzag, Mar 23 2019

       Companies engaged in consumer facing lending / credit activities are in the UK required by the Financial Conduct Authority to provide information and warnings about lending. I'd be surprised if there wasn't a similar set of requirements for the same sort of activities in the US.
calum, Mar 23 2019

       OH yea, we've got the fine print disclaimers at the end of ads showing young people having a great time on credit. Not saying that using credit makes you beautiful and happy, but just look at these hip fun havin' travelers!   

       Same thing they used to have with cigarettes, fine print nobody reads.
doctorremulac3, Mar 23 2019

       // Marketing products depicting low life scum is big business.//   

       <Googles for "Jeremy Corbyn arse-scratcher" />   

       // provide information and warnings about lending //   

       "If you borrow money today, you will have to pay back a lot more than you borrowed in the future" ?   

       Do governments ever read warnings like that ? Ever?
8th of 7, Mar 23 2019

       No, but since the more appropriate warning on government spending would be the one below, I don't think it would do much good:   

       "Warning, running up tax payer debt for something that garners you acclaim that won't have to be paid for till after you retire from office a multi millionaire can lead to prestige, personal wealth and millions of sycophantic followers."
doctorremulac3, Mar 23 2019

       ^ The MAGA Carta!   

       //Googles for "Jeremy Corbyn arse-scratcher"// I carry around a yellow rubber kitchen cleaning glove, in the unlikely event that I would ever be presented with Corbyn's hand to shake. For Trump I would want chain-mail over that glove for double protection against contamination .
xenzag, Mar 23 2019

       I've got an idea for a game.
doctorremulac3, Mar 23 2019

       "I have a Trump head toilet brush. Marketing products depicting low life scum is big business."   

       [Xenzy], I'm not a jealous woman, but that made me turn green with envy. Me wants.
blissmiss, Mar 23 2019

       // I'm not a jealous woman //   

       We never knew there was any other sort ....   

       Try googling "Newfrog" or "Tmart". They do all sorts of gross,, trashy stuff at knockdown prices. We were fascinated by the "poo fishing" game they had on offer a few months back. Not that we wanted one; more that someone had designed the game, manufactured it, and distributed it for public sale ...   


       There y'go ...   

8th of 7, Mar 24 2019

       Glad to see we're getting some well thought out input into the issue of the evils of debt.   

       Should credit card companies be forced to post warnings about their product on their cards? "Orange man bad.".   

       Should clean power sources like nuclear and hydro be put into the budget to reduce pollution? "Orange man bad.".   

       Should we try to NOT go to war with Russia and North Korea, even if that means being diplomatic and pragmatic with horrible dictators? "Orange man bad.".   

       Should careful consideration be given to the risk reward ratio of enacting laws that curtail free speech? "Orange man bad.".   

       OK, I think we've made a lot of progress here today.
doctorremulac3, Mar 26 2019

       I would think a drinking game taking a shot everytime [xenzag] takes Trump's name in vain would work pretty well. I'm going to check it out over the next few days and report hiccup results
theircompetitor, Mar 26 2019

       Yikes! Not sure my liver could survive that.   

       Make sure you have a designated driver. I'd hate to lose even a single halfbaker to drinking game related accidents.
doctorremulac3, Mar 26 2019

       // drinking game taking a shot everytime [xenzag] takes Trump's name in vain //   

       All good as far as it goes, but is there no way actual shooting (with live ammunition) can be incorporated?   

       <Instructs broker to buy brewery and distillery stock/>
8th of 7, Mar 26 2019

       // This would have to be mandated by law because the credit card companies won't do this themselves. //   

       Have you heard that Apple just the other day launched a credit card (made of titanium) intended to "help people lead healthier financial lives"? (No, I didn't believe it at first either.) It doesn't do this, but it does do other stuff like help you pay off your credit card debt with minimal interest (i.e. the opposite of what every other credit card provider does). It's only available to iPhone users in the US currently, so it's not going to directly help most people, but I'm hoping it will put pressure on other companies to provide similar things that will help more people.
notexactly, Mar 28 2019

       Well that might be a step in the right direction but people shouldn't get in debt for anything other than a house if at all possible in my opinion.   

       Addiction to anything be it a substance or a financially un-tenable lifestyle is a bad thing. Heroin, donuts, donuts with heroin in them...   



       Addictions are a bad thing. Unless it's coffee. Coffee is good.
doctorremulac3, Mar 28 2019

       I am unable to find a flaw in this idea.
21 Quest, Mar 29 2019

       Sadly, that tells us more about your capability for critical thinking than the quality of the concept ...
8th of 7, Mar 29 2019

       Where would these warnings appear? On the little you-pay- this-much screen at checkout, on your statement or perhaps on the card itself?
whatrock, Mar 29 2019

       I was just thinking of having something prominantely printed on the card itself but that's a good idea. All three. There would be no such warning on your ATM card of course, and at some point there might be a bit of embarrasment that goes along with buying somethign on credit.   

       Art idea 3: A cigar chomping, top hat wearing pig clutching two bags marked "Your Hard Earned Money". Not sure how you clutch stuff with hooves though. Too bad rich people don't wear top hats any more. They dress casually to fit in, sneaky bastards. But seriously, rich people who made their own fortunes are awesome, I'm just capping on the autocratic money/political class that makes its living saddling people with debt.   

       Don't have anything against top hats either. They're actually kind of cool. I also like pigs.
doctorremulac3, Mar 29 2019

       // Where would these warnings appear? //   

       Maybe the baliffs could read them out to you when they csll to take your stuff away?
8th of 7, Mar 29 2019


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